All you will need to register is your Kemba account number and the last 4 of your Social Security Number. Get registered today to start making payments on your Kemba Loan the easy way! No fee when using another financial institutions routing and account number. $4.95 processing fee when using a debit card. Pay Your Kemba Loan . EZpay Terms …One way to pay for it all is to make year-round deposits in a special savings account from KEMBA Financial Credit Union. Your money grows with the help of regular dividend payments, allowing you to bring extra joy to your world and all the people in it. No minimum balance requirement. Make easy deposits through payroll deduction or Direct Deposit.At KEMBA Financial Credit Union, we offer personal banking solutions for Central Ohio residents, as well as a full suite of personal banking products and services with low fees, competitive rates on credit cards, home mortgages and home equity loans, auto loans, personal and student loans, and financial wellness and counseling services. At KEMBA Financial Credit Union, we offer personal banking solutions for Central Ohio residents, as well as a full suite of personal banking products and services with low fees, competitive rates on credit cards, home mortgages and home equity loans, auto loans, personal and student loans, and financial wellness and counseling services. KEMBA Financial Credit Union offers a convenient mobile app that lets you access your accounts, pay bills, deposit checks, and more. Learn how to enroll online and enjoy the …Personal Loan. 13.12%. *APR = Annual Percentage Rate. Minimum credit score of 710+ required. Example loan in the amount of $10,000.00 for 60 months, would have a monthly payment of $227.10, with an interest rate of 12.90% and an APR of 13.122%. Upon approved credit. All loans are subject to approval. Rates, terms, and conditions are …KEMBA Financial Credit Union provides banking services for its members in Central Ohio. KEMBA offers traditional banking products for personal and business, along with competitive rates on personal, home, and auto loans, as well as student loans and credit cards. We are ranked the #1 credit union in Central Ohio based on Return to Members, …At KEMBA Financial Credit Union, we offer personal banking solutions for Central Ohio residents, as well as a full suite of personal banking products and services with low fees, competitive rates on credit cards, home mortgages and home equity loans, auto loans, personal and student loans, and financial wellness and counseling services.P: 800.282.6420. E: [email protected]. At KEMBA Financial Credit Union, we offer personal banking solutions for Central Ohio residents, as well as a full suite of personal banking products and services with low fees, competitive rates on credit cards, home mortgages and home equity loans, auto loans, personal and student loans, and ...KEMBA Financial Credit Union has a full suite of business banking products that are designed to help you manage your business. As Central Ohio’s largest Columbus-based credit union, KEMBA works with small, medium and large businesses to provide the tools you need to be successful.Checking that pays high dividends; 4.00% APY* on balances up to and including $15,000; 4.00% to 0.15% APY on balances over $15,000 depending on balance in account*At KEMBA Financial Credit Union, we offer personal banking solutions for Central Ohio residents, as well as a full suite of personal banking products and services with low fees, competitive rates on credit cards, home mortgages and home equity loans, auto loans, personal and student loans, and financial wellness and counseling services.The KEMBA Financial App is a better way to keep track of your finances, making it easy and convenient for you to access your accounts how you choose - …0.00% APR intro rate for 12 months on purchases. 0.00% APR intro rate for 12 months on balance transfers made in the first 90 days. The national average credit card rate is 22.90% APR, compared to our highest rate of 19.24% APR +. Earn up to 5.00% APY on your cash back rewards savings account. No annual fee.At KEMBA Financial Credit Union, we offer personal banking solutions for Central Ohio residents, as well as a full suite of personal banking products and services with low fees, competitive rates on credit cards, home mortgages and home equity loans, auto loans, personal and student loans, and financial wellness and counseling services.KEMBA Financial Credit Union's Platinum Rewards Visa® delivers everything you want in a credit card – low everyday rates, no annual fees, and cash back rewards on purchases. It's the card that helps you save when you make daily purchases and when you transfer debt from credit cards with higher rates. Everyday rates as low as 13.24% APR.That's where our Digital Banking solutions, including Online and Mobile Banking, come in. At the click of a button, you can find all your account data in one place, quickly survey where things stand, and make all the right moves at precisely the right time. To become a member, call 800.282.6420, option 2, or email us at [email protected] Rewards. 4.00% APY* on balances up to and including $15,000; 4.00% to 0.15% APY on balances over $15,000 depending on balance in account* 0.05% APY* on all balances if qualifications aren't metAt KEMBA Financial Credit Union, we offer personal banking solutions for Central Ohio residents, as well as a full suite of personal banking products and services with low fees, competitive rates on credit cards, home mortgages and home equity loans, auto loans, personal and student loans, and financial wellness and counseling services.The minimum loan amount is $500. The minimum term for Personal loans below $1,000 is 6 months. The minimum term for Personal loans equal to or greater than $1,000 is 12 months. The maximum Personal loan term is …At KEMBA Financial Credit Union, we offer personal banking solutions for Central Ohio residents, as well as a full suite of personal banking products and services with low fees, competitive rates on credit cards, home mortgages and home equity loans, auto loans, personal and student loans, and financial wellness and counseling services.Operations Specialist. KEMBA Financial Credit Union. Oct 2012 - Present 11 years 2 months. Open member accounts, post payments, create and send out credit cards, scan documents for the entire company.Student Loans. Pursuing higher education is an admirable goal, and we at Kemba want to help you achieve it. With rising tuition rates, an affordable student loan is your way to hit the books — without hitting a financial wall. We offer competitive rates and flexible repayment terms, along with in-school deferment options.KEMBA Financial Credit Union provides banking services for its members in Central Ohio. KEMBA offers traditional banking products for personal and business, along with competitive rates on personal, home, and auto loans, as well as … At KEMBA Financial Credit Union, we offer personal banking solutions for Central Ohio residents, as well as a full suite of personal banking products and services with low fees, competitive rates on credit cards, home mortgages and home equity loans, auto loans, personal and student loans, and financial wellness and counseling services. KEMBA Financial Credit Union. A better way to bank. 0.00% APR on Balance Transfers, plus 2% Cash Back for a Limited Time! Unlock the possibilities with one of two great Visa cards! ...With our student loan refinancing plans, and expert guidance, you might be able to trim your monthly payments or buy extra time to repay what you owe. Consolidate college loans and make just one payment per month. Interest rates as low as 8.24% APR. Refinancing available up to $75,000. 10- and 15-year terms to meet your needs.Wright-Patt credit union tops our list, followed by General Electric Credit Union, Kemba Financial Credit Union, Kemba Credit Union, and finally 7 17 Credit Union. While there are some solid up and coming credit unions here, if we were going to open an account, we would probably stick to the top 2-3 for the time being.KEMBA Financial Credit Union provides banking services for its members in Central Ohio. KEMBA offers traditional banking products for personal and business, along with competitive rates on personal, home, and auto loans, as well as … KEMBA Financial Credit Union provides banking services for its members in Central Ohio. KEMBA offers traditional banking products for personal and business, along with competitive rates on personal, home, and auto loans, as well as student loans and credit cards. May 6, 2019 · At KEMBA Financial Credit Union, we offer personal banking solutions for Central Ohio residents, as well as a full suite of personal banking products and services with low fees, competitive rates on credit cards, home mortgages and home equity loans, auto loans, personal and student loans, and financial wellness and counseling services. 12-, 15-, 20- and 30-Year Fixed Rate Mortgage Assumptions: APR based on $150,000 loan and 30% down payment with the disclosed rates and terms. 3/1, 5/1, and 7/1 Adjustable Rate Mortgage (ARMs) Assumptions: APR based on $150,000 loan and 30% down payment with the disclosed rates and terms over 360 months. Back to top.At KEMBA Financial Credit Union, we offer personal banking solutions for Central Ohio residents, as well as a full suite of personal banking products and services with low fees, competitive rates on credit cards, home …© 2024 KEMBA Financial CU • (800) 282-6420 • Privacy policy • Federally Insured by NCUA • Equal Housing LenderNew user enrollment. Social Security number. EIN and ITIN are also accepted. Member number. Email. Phone. Business Members: for SSN, please input the Taxpayer … KEMBA Financial Credit Union provides banking services for its members in Central Ohio. KEMBA offers traditional banking products for personal and business, along with competitive rates on personal, home, and auto loans, as well as student loans and credit cards. Find local businesses, view maps and get driving directions in Google Maps.Open a limited time,11-Month Certificate at 5.25% APY. Time flies. And your savings soar. When it comes to saving your money, a sure thing is hard to find. At KEMBA Financial Credit Union, your local central Ohio credit union, our Certificate accounts are an exception. If you have money sitting in a traditional savings account – and you don ...With Kemba serving the Greater Cincinnati region, almost everyone can enjoy the great benefits and services Kemba has to offer. Where We Are Now With over 90 years of progress and still growing, Kemba provides a solid financial background making it possible to supply the best products and services technology has to offer.To learn more, call us at 614.235.2395, option 4, or visit one of our local branches in Pickerington, Gahanna, Bellefontaine, Clintonville, Grove City, Hamilton Quarter, Hilliard, Lewis Center, Powell, Reynoldsburg, Westerville or Whitehall. Our dedicated associates will help you navigate your individual financial situation and help you ...The minimum loan amount is $500. The minimum term for Personal loans below $1,000 is 6 months. The minimum term for Personal loans equal to or greater than $1,000 is 12 months. The maximum Personal loan term is … Financial Wellness; Your Credit Score; Insurance Offerings; Scholarships; Kemba Investment Services; ... Join Kemba CU — because you deserve more than just banking. At KEMBA Financial Credit Union, we offer personal banking solutions for Central Ohio residents, as well as a full suite of personal banking products and services with low fees, competitive rates on credit cards, home mortgages and home equity loans, auto loans, personal and student loans, and financial wellness and counseling services.KEMBA Financial Credit Union provides banking services for its members in Central Ohio. KEMBA offers traditional banking products for personal and business, along with competitive rates on personal, home, and auto loans, as well as …At KEMBA Financial Credit Union, we offer personal banking solutions for Central Ohio residents, as well as a full suite of personal banking products and services with low fees, competitive rates on credit cards, home mortgages and home equity loans, auto loans, personal and student loans, and financial wellness and counseling services.Whether it’s account management or financial struggles that has you overdrawing your account, KEMBA can help. We will work with you to discover options unique to your financial situation, and can offer complimentary financial counseling to help get you out of the cycle. Call us at 614.235.2395 and select Option 4 for to learn about our ...Get Green Rewards Checking. Checking that earns high dividends; 4.00% APY* on balances up to and including $15,000; No monthly service fee or minimum balance requirementsKEMBA Financial Credit Union's Platinum Rewards Visa® delivers everything you want in a credit card – low everyday rates, no annual fees, and cash back rewards on purchases. It's the card that helps you save when you make daily purchases and when you transfer debt from credit cards with higher rates. Everyday rates as low as 13.24% APR.KEMBA Financial Credit Union provides banking services for its members in Central Ohio. KEMBA offers traditional banking products for personal and business, along with competitive rates on personal, home, and auto loans, as well as … KEMBA Financial Credit Union provides banking services for its members in Central Ohio. KEMBA offers traditional banking products for personal and business, along with competitive rates on personal, home, and auto loans, as well as student loans and credit cards. At KEMBA Financial Credit Union, we offer personal banking solutions for Central Ohio residents, as well as a full suite of personal banking products and services with low fees, competitive rates on credit cards, home mortgages and home equity loans, auto loans, personal and student loans, and financial wellness and counseling services. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents. Join KEMBA Financial Credit Union, Central Ohio's leading credit union and apply for your next mortgage online.Financial Wellness; Your Credit Score; Insurance Offerings; Scholarships; Kemba Investment Services; Connect. About Kemba Credit Union. From the CEO; Become A Member; Our History; Community Involvement; Newsletter; ... Join Kemba CU — because you deserve more than just banking. Learn More. Our History.KEMBA Financial Credit Union provides banking services for its members in Central Ohio. KEMBA offers traditional banking products for personal and business, along with competitive rates on personal, home, and auto loans, as well as …5 days ago · The KEMBA Financial App is a better way to keep track of your finances, making it easy and convenient for you to access your accounts how you choose - anytime, anywhere! Account Management. - View simplified and enriched transaction history for your credit cards, loans, savings, and checking. - Keep your transactions organized by adding notes ... At KEMBA Financial Credit Union, we offer personal banking solutions for Central Ohio residents, as well as a full suite of personal banking products and services with low fees, competitive rates on credit cards, home mortgages and home equity loans, auto loans, personal and student loans, and financial wellness and counseling services. At KEMBA Financial Credit Union, we offer personal banking solutions for Central Ohio residents, as well as a full suite of personal banking products and services with low fees, competitive rates on credit cards, home mortgages and home equity loans, auto loans, personal and student loans, and financial wellness and counseling services.KEMBA Financial Credit Union has a full suite of business banking products that are designed to help you manage your business. As Central Ohio’s largest Columbus-based credit union, KEMBA works with small, medium and large businesses to provide the tools you need to be successful. As your banking partner, KEMBA can tailor our business … At KEMBA Financial Credit Union, we offer personal banking solutions for Central Ohio residents, as well as a full suite of personal banking products and services with low fees, competitive rates on credit cards, home mortgages and home equity loans, auto loans, personal and student loans, and financial wellness and counseling services. Come see why we're a better way to bank. KEMBA Financial Credit Union in Central Ohio offers competitive rates on mortgages, home loans, auto loans and credit cards. Open an account online today. At KEMBA Financial Credit Union, we offer personal banking solutions for Central Ohio residents, as well as a full suite of personal banking products and services with low fees, competitive rates on credit cards, home mortgages and home equity loans, auto loans, personal and student loans, and financial wellness and counseling services. At KEMBA Financial Credit Union, we offer personal banking solutions for Central Ohio residents, as well as a full suite of personal banking products and services with low fees, competitive rates on credit cards, home mortgages and home equity loans, auto loans, personal and student loans, and financial wellness and counseling services. KEMBA Financial Credit Union is a non-profit financial institution offering loans, home equity loans, and mortgage loans. Columbus , Ohio , United States 251-500To learn more, call us at 614.235.2395, option 4, or visit one of our local branches in Pickerington, Gahanna, Bellefontaine, Clintonville, Grove City, Hamilton Quarter, Hilliard, Lewis Center, Powell, Reynoldsburg, Westerville or Whitehall. Our dedicated associates will help you navigate your individual financial situation and help you ...Speak with a Business Expert. P: 800.282.6420. E: [email protected]. At KEMBA Financial Credit Union, we offer personal banking solutions for Central Ohio residents, as well as a full suite of personal banking products and services with low fees, competitive rates on credit cards, home mortgages and home equity loans, auto loans ... At KEMBA Financial Credit Union, we offer personal banking solutions for Central Ohio residents, as well as a full suite of personal banking products and services with low fees, competitive rates on credit cards, home mortgages and home equity loans, auto loans, personal and student loans, and financial wellness and counseling services. KEMBA Financial Credit Union Branch Location at 4141 Hoover Rd, Grove City, OH 43123 - Hours of Operation, Phone Number, Services, Address, Directions and Reviews. Find Branches Branch spot Banks & CUs ATMs Continue. At KEMBA Financial Credit Union, we offer personal banking solutions for Central Ohio residents, as well as a full suite of personal banking products and services with low fees, competitive rates on credit cards, home mortgages and home equity loans, auto loans, personal and student loans, and financial wellness and counseling services. At KEMBA Financial Credit Union, we offer personal banking solutions for Central Ohio residents, as well as a full suite of personal banking products and services with low fees, competitive rates on credit cards, home …To learn more, call us at 614.235.2395, option 4, or visit one of our local branches in Pickerington, Gahanna, Bellefontaine, Clintonville, Grove City, Hamilton Quarter, Hilliard, Lewis Center, Powell, Reynoldsburg, Westerville or Whitehall. Our dedicated associates will help you navigate your individual financial situation and help you ... KEMBA Financial Credit Union provides banking services for its members in Central Ohio. KEMBA offers traditional banking products for personal and business, along with competitive rates on personal, home, and auto loans, as well as student loans and credit cards. Digital Banking. Bank on the go, 24/7 from phone or computer. Make transfers, monitor balances, and so much more. Make fewer trips to the branch. Learn More.Wright-Patt credit union tops our list, followed by General Electric Credit Union, Kemba Financial Credit Union, Kemba Credit Union, and finally 7 17 Credit Union. While there are some solid up and coming credit unions here, if we were going to open an account, we would probably stick to the top 2-3 for the time being.Financial Wellness; Your Credit Score; Insurance Offerings; Scholarships; Kemba Investment Services; Connect. About Kemba Credit Union. From the CEO; Become A Member; Our History; Community Involvement; Newsletter; ... Join Kemba CU — because you deserve more than just banking. Learn More. Our History.The amount you will contribute to your Roth IRA each year. This calculator assumes that you make your contribution at the beginning of each year. For 2024, the maximum annual IRA contribution is $7,000 which is a $500 increase from 2023. It is important to note that this is the maximum total contributed to all of your IRA accounts.Kemba CU offers online banking, bill pay, mobile banking, card controls, eStatements and more. Enroll now and enjoy the convenience and security of digital banking with Kemba …The minimum loan amount is $500. The minimum term for Personal loans below $1,000 is 6 months. The minimum term for Personal loans equal to or greater than $1,000 is 12 months. The maximum Personal loan term is …New user enrollment. Social Security number. EIN and ITIN are also accepted. Member number. Email. Phone. Business Members: for SSN, please input the Taxpayer Identification Number (TIN) used to establish your account. This will be your business EIN or personal Social Security Number. Username. KEMBA Financial Credit Union is an equal opportunity employer and prohibits discrimination based on race, color, religion, sex, age, national origin or ancestry, physical or mental disability, military/veteran status, medical condition and sexual orientation. KEMBA Financial Credit Union provides banking services for its members in Central Ohio. KEMBA offers traditional banking products for personal and business, along with competitive rates on personal, home, and auto loans, as well as …Individual Retirement Accounts (IRAs) from KEMBA Financial Credit Union, your local central Ohio credit union, can jump-start your retirement savings efforts with solid earnings and tax benefits. Contribute up to $6,000 per year ($7,000 if over age 50) Choose Traditional or Roth IRAs. Low fees and high returns. Flexible investment options.KEMBA Financial Credit Union’s Visa Signature ® card is for you if you like to score cash rewards to use whenever and wherever you want. No annual fees, competitive rates, and so many core benefits to enjoy. Put this credit card at the top of your wallet. Earn 1.5% cash back on every day purchases. Receive 1.5% cash back on balance transfers ...The amount you will contribute to your Roth IRA each year. This calculator assumes that you make your contribution at the beginning of each year. For 2024, the maximum annual IRA contribution is $7,000 which is a $500 increase from 2023. It is important to note that this is the maximum total contributed to all of your IRA accounts.At KEMBA Financial Credit Union, we offer personal banking solutions for Central Ohio residents, as well as a full suite of personal banking products and services with low fees, competitive rates on credit cards, home mortgages and home equity loans, auto loans, personal and student loans, and financial wellness and counseling services.At KEMBA Financial Credit Union, we offer personal banking solutions for Central Ohio residents, as well as a full suite of personal banking products and services with low fees, competitive rates on credit cards, home mortgages and home equity loans, auto loans, personal and student loans, and financial wellness and counseling services.Kemba Financial Credit Union is no different than all of the other lying, cheating credit unions and financial institutions in Franklin County Ohio. I have been a member of this credit union since December 1992, and today I was told that my debit card is essentially cancelled because I am over 30 days late on my credit card payment.The KEMBA Financial App is a better way to keep track of your finances, making it easy and convenient for you to access your accounts how you choose - anytime, anywhere! …
Whether it’s account management or financial struggles that has you overdrawing your account, KEMBA can help. We will work with you to discover options unique to your financial situation, and can offer complimentary financial counseling to help get you out of the cycle. Call us at 614.235.2395 and select Option 4 for to learn about our .... Flemls
In fact, KEMBA stands for Kroger Employee Mutual Benefits Association. Currently, we have 11 branches across Central Ohio to serve you, and growing, along with complete Digital Banking services, automated telephone banking, more than 50,000 surcharge-free ATMs and more than 5,500 shared branching locations nationwide. 24/7 Convenience. KEMBA Advantage rate as low as 8.00% APR and everyday rate as low as 8.50% APR with a loan amount greater than $35,000. Rates accurate as of February 13, 2023 and are subject to change. Maximum APR is 18.00%. Minimum monthly payment is 1% of the balance or $100, whichever is greater. $250 reimbursement fee applies if HELOC is …At KEMBA Financial Credit Union, we offer personal banking solutions for Central Ohio residents, as well as a full suite of personal banking products and services with low fees, competitive rates on credit cards, home mortgages and home equity loans, auto loans, personal and student loans, and financial wellness and counseling services.At KEMBA Financial Credit Union, we offer personal banking solutions for Central Ohio residents, as well as a full suite of personal banking products and services with low fees, competitive rates on credit cards, home mortgages and home equity loans, auto loans, personal and student loans, and financial wellness and counseling services. Hilliard Branch. Hamilton Quarter Branch. Lewis Center Branch. Pickerington Branch. Powell Branch. Reynoldsburg Branch. Westerville Branch. Whitehall Branch. If you use an ATM not operated by KEMBA Financial, you may be charged a fee (s) by the ATM operator and by any international, national, regional, or local network used in processing the ... What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents. Join KEMBA Financial Credit Union, Central Ohio's leading credit union and apply for your next mortgage online. KEMBA Financial Credit Union is a not-for-profit financial institution, founded in 1933. Our mission is to provide superior quality, innovative, convenient, and competitive financial services that contribute to the well-being of our members and their families. We take this commitment seriously. At KEMBA Financial Credit Union, we offer personal banking solutions for Central Ohio residents, as well as a full suite of personal banking products and services with low fees, competitive rates on credit cards, home mortgages and home equity loans, auto loans, personal and student loans, and financial wellness and counseling services. 3 days ago · At KEMBA Financial Credit Union, we offer personal banking solutions for Central Ohio residents, as well as a full suite of personal banking products and services with low fees, competitive rates on credit cards, home mortgages and home equity loans, auto loans, personal and student loans, and financial wellness and counseling services. At KEMBA Financial Credit Union, we offer personal banking solutions for Central Ohio residents, as well as a full suite of personal banking products and services with low fees, competitive rates on credit cards, home mortgages and home equity loans, auto loans, personal and student loans, and financial wellness and counseling services. KEMBA Financial Credit Union can help. KEMBA offers financial counseling resources for members to help take control and improve their personal finances, in addition to competitive rates and unique solutions. If you have questions, our dedicated local associates are here to help. Call 614.235.2395 and select Option 4 for more information. Tap into your checking account at more than 50,000 non-KEMBA surcharge-free ATMs nationwide. Get an instantly issued KEMBA Mastercard Debit Card for fast, easy purchases. Get one step closer to Advantage status 4, go green and get up-to-date account information with monthly eStatements. Enjoy free account access at more than 5,500 Shared Branch ... Checking that pays high dividends; 4.00% APY* on balances up to and including $15,000; 4.00% to 0.15% APY on balances over $15,000 depending on balance in account* At KEMBA Financial Credit Union, we offer personal banking solutions for Central Ohio residents, as well as a full suite of personal banking products and services with low fees, competitive rates on credit cards, home mortgages and home equity loans, auto loans, personal and student loans, and financial wellness and counseling services.Member Deposits Remain Protected to $250,000; Member Services Uninterrupted. ALEXANDRIA, Va. (April 3, 2023) – Richmond City Employees Federal Credit Union, of Richmond, Indiana, has merged into Kemba Credit Union, of West Chester, Ohio, effective April 1, 2023, the National Credit Union Administration announced. The …Continue. At KEMBA Financial Credit Union, we offer personal banking solutions for Central Ohio residents, as well as a full suite of personal banking products and services with low fees, competitive rates on credit cards, home mortgages and home equity loans, auto loans, personal and student loans, and financial wellness and counseling services. At KEMBA Financial Credit Union, we offer personal banking solutions for Central Ohio residents, as well as a full suite of personal banking products and services with low fees, competitive rates on credit cards, home mortgages and home equity loans, auto loans, personal and student loans, and financial wellness and counseling services. KEMBA Financial Credit Union is an equal opportunity employer and prohibits discrimination based on race, color, religion, sex, age, national origin or ancestry, physical or mental disability, military/veteran status, medical condition and sexual orientation. KEMBA Financial Credit Union offers Health Savings Accounts (HSA), which are excellent because they let you set aside money for future doctor, dental, orthodontic and vision care - while also offering tax breaks and … KEMBA Financial Credit Union provides banking services for its members in Central Ohio. KEMBA offers traditional banking products for personal and business, along with competitive rates on personal, home, and auto loans, as well as student loans and credit cards. .