Jul 25, 2023 · On May 22, 2023, S&P published a Research Update on Securian Financial, affirming our insurance financial strength rating of AA- (Very Strong) and our Stable outlook. The AA- (Very Strong) rating is S&P’s fourth highest of 21 ratings. The rating and outlook apply to Securian Financial subsidiaries Minnesota Life Insurance Company and …See how much of a difference saving can make. Try our retirement calculator to find out. At Securian Financial, we provide solutions that let you focus on your most important asset: family. Our insurance, investment and retirement solutions give you the confidence to focus on what’s truly valuable: banking memories with those who matter most.To be confident in your financial future, you need to trust the strength and commitment of your financial organization. For more than 140 years, the Securian Financial family of companies has developed innovative insurance and retirement solutions to meet the evolving needs of individuals, families and businesses to help build secure tomorrows.If you and your financial professional determine universal life insurance is a good choice, Securian Financial offers three variations to choose from – fixed, indexed and variable. The main difference between the products is the risk/return associated with their cash value growth potential. When choosing the ideal product for your needs, you ...These materials are for informational and educational purposes only and are not designed, or intended, to be applicable to any person's individual circumstances. It should not beLong-term care agreements and policies have exclusions and limitations. For costs and complete details of coverage please contact your financial professional. The purpose of this material is the solicitation of insurance. An insurance agent or company may contact you. ICC20-1223113.Retirement looks different for everyone, and how it looks for you depends on your level of preparation and the decisions you make once you get there. Read on to learn more about planning for retirement and making your working years count so your golden years can be exactly what you want them to be. List. Retirement looks different for everyone, and how it looks for you depends on your level of preparation and the decisions you make once you get there. Read on to learn more about planning for retirement and making your working years count so your golden years can be exactly what you want them to be. List. Product availability and features may vary by state. Each insurer is solely responsible for the financial obligations under the policies or contracts it issues. Variable products are distributed by Securian Financial Services, Inc., member FINRA. 400 Robert Street North, Saint Paul, MN 55101.Your 40s and 50s are a good time to get serious about deciding how you want to live once you retire and take inventory of your financial situation. As you gear up to retire, you want to consider: The current mix of investments in your portfolio. Your current assets. Your anticipated future assets vs. income.Retirement looks different for everyone, and how it looks for you depends on your level of preparation and the decisions you make once you get there. Read on to learn more about planning for retirement and making your working years count so your golden years can be exactly what you want them to be. List. Pre-retirement calculator. This calculator will help you determine how much you should be saving based on your goals and plans for your retirement years. It will also provide an estimated gap between your current savings and what you may need. Fields marked with an asterisk () are required. The underlying investments of the group variable annuity contract could be held in various investment vehicles. Securian Financial provides the administrative recordkeeping services for the portfolios. Stadion Money Management, LLC, provides the portfolio allocation services. Stadion Money Management, LLC, is not affiliated with Securian ... Securian Financial invests in female led MPowered Capital. Securian is always looking for strategies that provide a new angle on developing unique investment themes and sources of deal-flow; something that is differentiated from the market at large. The perspectives brought by diverse management teams fit this bill to a tee. Contact your retirement plan sales team. Looking for custom retirement plan solutions? Complete this form to contact us and we will respond within 1-2 business days. Fields marked with an asterisk () are required. We are here to help you. Oct 18, 2022 · As of Sept. 30, 2022, Securian Financial retirement plans served companies of all sizes with $17 billion in total assets under administration, compared to $29.3 billion for The Standard. The two companies’ recordkeeping businesses have a complementary geographical footprint of customers and distribution partners. The newly combined …Jul 10, 2023 · In 2021, Securian Financial community giving increased by 15 percent over 2020. That brought Securian-affiliated charitable giving to an impressive total of $9.89 million in 2021 and a record-breaking $10.33M in 2022. The best practices being adopted by Securian Financial Foundation, and the challenges to traditional grant-making therewithin ...Because the value of your variable annuity contract can fluctuate with the ups and downs of the markets, variable deferred annuities often offer optional benefits to provide additional flexibility and protection. Optional living benefits can help you protect, and in some cases even grow, your future guaranteed contract value or income – even ...Women have unique needs while saving for and living in retirement. Download Securian Financial’s client-friendly and applicable materials. ... Securian Financial is the marketing name for Securian Financial Group, Inc., and its subsidiaries. Product availability and features may vary by state. Each insurer is solely responsible for the financial obligations under the policies or contracts it issues. Variable products are distributed by Securian Financial Services, Inc., member FINRA. 400 Robert Street North, Saint Paul, MN 55101. Retirement looks different for everyone, and how it looks for you depends on your level of preparation and the decisions you make once you get there. Read on to learn more about planning for retirement and making your working years count so your golden years can be exactly what you want them to be. List.Securian Financial unveils a new strategic plan to help us sharpen our focus, meet changing customer expectations and accelerate growth in priority markets. As part of this, we exited the retirement recordkeeping business. We commemorate a strong year and promises kept despite pandemic-related challenges. Retirement looks different for everyone, and how it looks for you depends on your level of preparation and the decisions you make once you get there. Read on to learn more about planning for retirement and making your working years count so your golden years can be exactly what you want them to be. List. See how much of a difference saving can make. Try our retirement calculator to find out. At Securian Financial, we provide solutions that let you focus on your most important asset: family. Our insurance, investment and retirement solutions give you the confidence to focus on what’s truly valuable: banking memories with those who matter most.Mar 20, 2024 · Both companies are headquartered in Saint Paul, MN. Product availability and features may vary by state. Each insurer is solely responsible for the financial obligations under the policies or contracts it issues. Securian Financial is the marketing name for Securian Financial Group, Inc., and its subsidiaries. ©2006-2024 Securian …Nov 1, 2023 · Retirement. 5 tips for retirement budgets (article with video) DOFU 11-2023. ... Variable products are distributed by Securian Financial Services, Inc., member FINRA. 400 Robert Street North, Saint Paul, MN 55101. This is a general communication for informational and educational purposes. The information is not designed, or intended, to …These five questions can kickstart your retirement planning process. There are a lot of questions to ask yourself when retirement planning. These questions can help you kickstart your retirement planning process. ... Variable products are distributed by Securian Financial Services, Inc., member FINRA. 400 Robert Street North, Saint Paul, MN 55101.Welcome to The Standard! Standard Insurance Company (The Standard) bought Securian Financial's retirement plan business in 2022. We are preparing to move retirement plan accounts to The Standard through a secure, automated process. Accounts will automatically move late 2023 through mid-2024. You do not need to do anything right now. Solutions for financial professionals. At Securian Financial, we're always looking for the right ways to help you grow your practice and help your clients prepare for life ahead. We know that in today’s world consumers look to financial professionals for both competitive and dependable solutions. Pre-retirement calculator. This calculator will help you determine how much you should be saving based on your goals and plans for your retirement years. It will also provide an estimated gap between your current savings and what you may need. Fields marked with an asterisk () are required. Manage your workplace retirement benefits, as well as your life insurance and annuities purchased through a financial professional on-the-go with the Securian Financial …Jul 10, 2023 · In 2021, Securian Financial community giving increased by 15 percent over 2020. That brought Securian-affiliated charitable giving to an impressive total of $9.89 million in 2021 and a record-breaking $10.33M in 2022. The best practices being adopted by Securian Financial Foundation, and the challenges to traditional grant-making therewithin ...Jan 31, 2024 · Product availability and features may vary by state. Each insurer is solely responsible for the financial obligations under the policies or contracts it issues. Securian Financial is the marketing name for Securian Financial Group, Inc., and its subsidiaries.Personal finance, Retirement, Health and aging January 23, 2023. Tips for navigating the basics of Medicare. If you think you only need to save enough money for retirement, think again. ... Variable products are distributed by Securian Financial Services, Inc., member FINRA. 400 Robert Street North, Saint Paul, MN 55101.Feb 28, 2022 · PAUL, Minn.-- ( BUSINESS WIRE )--Securian Financial announced 2021 results at its recent annual employee meeting. Revenue and overall sales grew, and the company fulfilled its purpose of being there for people who count on it—including providing nearly $850 million in COVID-19 related death benefits. “2021 was a successful year for … Learn how to save, invest and retire on your terms with Securian Financial. Find out the benefits and options of leaving your money in plan, partial or full cash withdrawal, or rolling it out of the plan. Compare Social Security and pension/retirement income sources and withdrawal options. These five questions can kickstart your retirement planning process. There are a lot of questions to ask yourself when retirement planning. These questions can help you kickstart your retirement planning process. ... Variable products are distributed by Securian Financial Services, Inc., member FINRA. 400 Robert Street North, Saint Paul, MN 55101. Retirement looks different for everyone, and how it looks for you depends on your level of preparation and the decisions you make once you get there. Read on to learn more about planning for retirement and making your working years count so your golden years can be exactly what you want them to be. List. Retirement looks different for everyone, and how it looks for you depends on your level of preparation and the decisions you make once you get there. Read on to learn more about planning for retirement and making your working years count so your golden years can be exactly what you want them to be. List.Indexed universal life insurance offers cash value growth potential that is tied to the movement of an underlying index but does not participate in the market. Minimum and maximum interest crediting limits act as guardrails, which make indexed universal life less risky than variable universal life insurance, while potentially producing greater ...Securian Financial retirement plans comprised $17 billion of assets under administration and The Standard $29.3 billion in assets under administration, as of September 30. The Standard is based in Portland, Ore,. and Securian Financial, in St. Paul, Minn. Requests for information to The Standard and Securian Financial on how …May 5, 2023 · Retirement. 5 tips for retirement budgets (article with video) DOFU 5-2023. ... Variable products are distributed by Securian Financial Services, Inc., member FINRA. 400 Robert Street North, Saint Paul, MN 55101. This is a general communication for informational and educational purposes. The information is not designed, or intended, to …Nov 1, 2023 · There are a plethora of retirement communities to choose from that match seniors’ personal preferences and specific needs — including care level, security and safety, price point, and community. ... Variable products are distributed by Securian Financial Services, Inc., member FINRA. 400 Robert Street North, Saint Paul, MN 55101.Employee benefits. 401 (k) plans. Defined benefit/Pension plans. Employee life insurance. Register for online account access to view and manage your Securian Financial products purchased through a financial professional or your employer.Product availability and features may vary by state. Each insurer is solely responsible for the financial obligations under the policies or contracts it issues. Variable products are distributed by Securian Financial Services, Inc., member FINRA. 400 Robert Street North, Saint Paul, MN 55101. Both companies are headquartered in St. Paul, MN. Product availability and features may vary by state. Each insurer is solely responsible for the financial obligations under the policies or contracts it issues. Variable products are distributed by Securian Financial Services, Inc., member FINRA. 400 Robert Street North, St. Paul, MN 55101-2098. Long-term care and chronic illness resources. Independent Distribution. 1-888-413-7860, option 1. Retirement Plans. 1-844-239-3561Product availability and features may vary by state. Each insurer is solely responsible for the financial obligations under the policies or contracts it issues. Variable products are distributed by Securian Financial Services, Inc., member FINRA. 400 Robert Street North, Saint Paul, MN 55101.Securian Financial Group, Inc. is the holding company parent of a group of subsidiary companies that provide a broad range of financial services. ... retirement solutions, credit life and disability products. St. Paul, Minnesota; Learn more about Minnesota Life Insurance Company. Securian Life Insurance Company. A New York authorized insurer. Part of the Securian Financial family of companies. Minnesota Life Insurance Company is a subsidiary of Securian Financial Group, Inc., one of the largest insurance groups in the United States. 1 Minnesota Life is highly rated 2 by independent rating agencies and our financial strength has allowed us to help our customers build secure tomorrows for more than 140 years. With My Account you can. Access annuities and insurance purchased with a financial professional. Access investments purchased with a Securian Financial Network … Welcome to The Standard! Standard Insurance Company (The Standard) bought Securian Financial's retirement plan business in 2022. We are preparing to move retirement plan accounts to The Standard through a secure, automated process. Accounts will automatically move late 2023 through mid-2024. You do not need to do anything right now. Securian Financial’s qualified retirement plan products are offered through a group variable annuity contract issued by Minnesota Life Insurance Company. Effective December 1, 2022, Securian Financial Group, Inc., sold its retirement recordkeeping business to Standard Insurance Company. References to Securian Financial's retirement plan … Securian Financial’s qualified retirement plan products are offered through a group variable annuity contract issued by Minnesota Life Insurance Company. Effective December 1, 2022, Securian Financial Group, Inc., sold its retirement recordkeeping business to Standard Insurance Company. Feb 15, 2021 · Securian Financial’s qualified retirement plan products are offered through a group variable annuity contract issued by Minnesota Life Insurance Company. Securian Financial is the marketing name for Securian Financial Group, Inc., and its affiliates. Minnesota Life Insurance Company is an affiliate of Securian Financial Group, Inc. …The underlying investments of the group variable annuity contract could be held in various investment vehicles. Securian Financial provides the administrative recordkeeping services for the portfolios. Stadion Money Management, LLC, provides the portfolio allocation services. Stadion Money Management, LLC, is not affiliated with Securian ...Try our retirement calculator to find out. At Securian Financial, we provide solutions that let you focus on your most important asset: family. Our insurance, investment and …Are you saving enough for retirement? See how much of a difference saving can make. Try our retirement calculator to find out. Start calculating. At Securian Financial, we … Try our retirement calculator to find out. At Securian Financial, we provide solutions that let you focus on your most important asset: family. Our insurance, investment and retirement solutions give you the confidence to focus on what’s truly valuable: banking memories with those who matter most. Both companies are headquartered in St. Paul, MN. Product availability and features may vary by state. Each insurer is solely responsible for the financial obligations under the policies or contracts it issues. Variable products are distributed by Securian Financial Services, Inc., member FINRA. 400 Robert Street North, St. Paul, MN 55101-2098.Jan 31, 2024 · Product availability and features may vary by state. Each insurer is solely responsible for the financial obligations under the policies or contracts it issues. Securian Financial is the marketing name for Securian Financial Group, Inc., and its subsidiaries.Women have unique needs while saving for and living in retirement. Download Securian Financial’s client-friendly and applicable materials. ... Securian Financial is the marketing name for Securian Financial Group, Inc., and its subsidiaries.Retirement looks different for everyone, and how it looks for you depends on your level of preparation and the decisions you make once you get there. Read on to learn more about planning for retirement and making your working years count so your golden years can be exactly what you want them to be. List.Plus, mortgage rates are expected to rise from 2.98 percent in the fall of 2021 to 3.7 or 4 percent by the end of 2022. One expert says that a 1 percent rise in interest rates decreases a person’s buying power by 9 to 11 percent. 3. That said, if your house is priced right, you might be surprised with how quickly potential buyers move on it. Part of the Securian Financial family of companies. Minnesota Life Insurance Company is a subsidiary of Securian Financial Group, Inc., one of the largest insurance groups in the United States. 1 Minnesota Life is highly rated 2 by independent rating agencies and our financial strength has allowed us to help our customers build secure tomorrows ... See how much of a difference saving can make. Try our retirement calculator to find out. At Securian Financial, we provide solutions that let you focus on your most important asset: family. Our insurance, investment and retirement solutions give you the confidence to focus on what’s truly valuable: banking memories with those who matter most. For the 50 th consecutive year, Securian Financial is making a profit-sharing contribution to eligible employees’ retirement accounts. This year’s company …That’s $30,000 more compared to someone who waited 10 years to start and saved for 20 years. Though you saved money over a shorter period, it had more time to compound. That’s why saving now is key. $91,880 $60,457 Early starter Saved for 10 years, then stopped Late starter Waited for 10 years to start, then saved for 20 years Deferral ...Dec 1, 2022 · Securian Financial is the marketing name for Securian Financial Group, Inc., and its subsidiaries. Securian Financial's retirement plan products are offered through a fixed annuity contract issued by Minnesota Life Insurance Company or Securian Life Insurance Company, Securian Financial Group subsidiaries.A variable deferred annuity offers a diverse array of investment options available, each with varying levels of market risk and investment objectives. You can choose an investment profile that matches your investment style and risk tolerance. A financial professional can help you determine which options are suited to help you meet your ...Calculating your replacement ratio can be a good place to start thinking about how you’ll pay for retirement. If you’re earning $80,000 annually, replacing 75 to 80 percent of your income means you’ll need to come up with somewhere in the neighborhood of $60,000 - $65,000 annually. The next, most important, step is identifying how you ...There are a plethora of retirement communities to choose from that match seniors’ personal preferences and specific needs — including care level, security and safety, price point, and community. You are sure to find one that you’d like to call home. Retirement prep is important at any age. Read on for age-based insights from Securian ...One in three adults ages 18 to 34 live in their parents’ home. And more male young adults in this age group (36%) live with a parent than their female counterparts (30%). 1. Over the years, the number of young adults who call their parents’ home “home” well into adulthood has increased. In 1980, 17.5% of young adults ages 25 to 34 lived ... Solutions for financial professionals. At Securian Financial, we're always looking for the right ways to help you grow your practice and help your clients prepare for life ahead. We know that in today’s world consumers look to financial professionals for both competitive and dependable solutions. Pass through business owners can begin to create a retirement strategy for themselves by taking some of the wealth they have tied up in the business and reallocating it to personal investments, including annuities, mutual funds, and cash value life insurance. Contact the Securian Financial Advanced Sales Team today. , option 3.Both companies are headquartered in St. Paul, MN. Product availability and features may vary by state. Each insurer is solely responsible for the financial obligations under the …These five questions can kickstart your retirement planning process. There are a lot of questions to ask yourself when retirement planning. These questions can help you kickstart your retirement planning process. ... Variable products are distributed by Securian Financial Services, Inc., member FINRA. 400 Robert Street North, Saint Paul, MN 55101.It's up to you to save for retirement, and your workplace plan makes it easy and convenient. Learn more about saving: The power of 1 %. What is compounding. How to prioritize your savings and investing ... Securian Financial is the marketing name for Securian Financial Group, Inc., and its subsidiaries. ...Nov 8, 2023 · ST. PAUL, Minn.--(BUSINESS WIRE)--Securian Financial named Kristin Ferguson senior vice president in charge of Individual Solutions, which includes the company’s individual life insurance and individual annuities business lines.Ferguson reports to Chris Hilger, Securian Financial’s chairman, president and CEO. She succeeds … Welcome to The Standard! Standard Insurance Company (The Standard) bought Securian Financial's retirement plan business in 2022. We are preparing to move retirement plan accounts to The Standard through a secure, automated process. Accounts will automatically move late 2023 through mid-2024. You do not need to do anything right now. Retirement looks different for everyone, and how it looks for you depends on your level of preparation and the decisions you make once you get there. Read on to learn more about planning for retirement and making your working years count so your golden years can be exactly what you want them to be. Life events and milestones, Retirement. Oct 13, 2023 · Again, Securian Financial scored 754 out of 1,000 with JD Power. Furthermore, it has conflicting scores, with the NAIC reporting a complaints index of 12.09. On the other hand, New York Life ...If your employer offers insurance or a retirement plan from Securian Financial or its affiliated insurance companies, Securian Life Insurance Company and Minnesota Life …At Securian Financial, we provide solutions that let you focus on your most important asset: family. Our insurance, investment and retirement solutions give you the confidence to focus on what’s truly valuable: banking memories with those who matter most. At Securian Financial, we provide solutions that let you focus on your most important ...Contact your wholesaler. 866-335-7355. An annuity is intended to be a long-term, tax-deferred retirement vehicle. Earnings are taxable as ordinary income when distributed, and if withdrawn before age 59½, may be subject to a 10% federal tax penalty. If the annuity will fund an IRA or other tax qualified plan, the tax deferral feature offers no ... Product availability and features may vary by state. Each insurer is solely responsible for the financial obligations under the policies or contracts it issues. Variable products are distributed by Securian Financial Services, Inc., member FINRA. 400 Robert Street North, Saint Paul, MN 55101. Retirement looks different for everyone, and how it looks for you depends on your level of preparation and the decisions you make once you get there. Read on to learn more about planning for retirement and making your working years count so your golden years can be exactly what you want them to be. List. Product availability and features may vary by state. Each insurer is solely responsible for the financial obligations under the policies or contracts it issues. Securian Financial is the marketing name for Securian Financial Group, Inc., and its subsidiaries. Product availability and features may vary by state. Each insurer is solely responsible for the financial obligations under the policies or contracts it issues. Securian Financial is the marketing name for Securian Financial Group, Inc., and its subsidiaries. Product availability and features may vary by state. Each insurer is solely responsible for the financial obligations under the policies or contracts it issues. Variable products are distributed by Securian Financial Services, Inc., member FINRA. 400 Robert Street North, Saint Paul, MN 55101. Are you saving enough for retirement? See how much of a difference saving can make. Try our retirement calculator to find out. Start calculating. At Securian Financial, we …These materials are for informational and educational purposes only and are not designed, or intended, to be applicable to any person's individual circumstances. It should not be
Securian Financial is the marketing name for Securian Financial Group, Inc., and its subsidiaries. Securian Financial's retirement plan products are offered through a fixed annuity contract issued by Minnesota Life Insurance Company or Securian Life Insurance Company, Securian Financial Group subsidiaries.. Henry danger season 6
Vice President - Institutional Retirement Solutions at Securian Financial Group St Paul, Minnesota, United States. 7K followers 500+ connections See your mutual connections ... Product availability and features may vary by state. Each insurer is solely responsible for the financial obligations under the policies or contracts it issues. Variable products are distributed by Securian Financial Services, Inc., member FINRA. 400 Robert Street North, Saint Paul, MN 55101. Mar 6, 2024 · Yes, Securian Financial started providing 401 (k) plans in 1984. Since then, 401 (k) investment options have expanded to include over 6,000 different opportunities for employees. With a Securian 401 (k) retirement plan, employees contribute to their retirement fund while employers offer to match that contribution amount after a certain …See how much of a difference saving can make. Try our retirement calculator to find out. At Securian Financial, we provide solutions that let you focus on your most important asset: family. Our insurance, investment and retirement solutions give you the confidence to focus on what’s truly valuable: banking memories with those who matter most.Nov 16, 2022 · Securian Financial’s qualified retirement plan products are offered through a group variable annuity contract issued by Minnesota Life Insurance Company. Securian Financial is the marketing name for Securian Financial Group, Inc., and its subsidiaries. Minnesota Life Insurance Company is a subsidiary of Securian Financial Group, Inc.Part of the Securian Financial family of companies. Minnesota Life Insurance Company is a subsidiary of Securian Financial Group, Inc., one of the largest insurance groups in the United States. 1 Minnesota Life is highly rated 2 by independent rating agencies and our financial strength has allowed us to help our customers build secure tomorrows ...Welcome to The Standard! Standard Insurance Company (The Standard) bought Securian Financial's retirement plan business in 2022. We are preparing to move retirement plan accounts to The Standard through a secure, automated process. Accounts will automatically move late 2023 through mid-2024. You do not need to do anything right now.PAUL, Minn.-- ( BUSINESS WIRE )--Standard Insurance Company (“The Standard”) and Securian Financial Group, Inc. (“Securian Financial”) today announced …Securian Financial offers financial education - including access to Enrich – to retirement plan participants. Learn more. Welcome to The Standard! Standard Insurance Company (The Standard) bought Securian Financial's retirement plan business in 2022. We are preparing to move retirement plan accounts to The Standard through a secure, automated process. Accounts will automatically move late 2023 through mid-2024. You do not need to do anything right now. Jan 31, 2024 · Welcome to The Standard! Standard Insurance Company (The Standard) bought Securian Financial's retirement plan business in 2022. We are preparing to move retirement plan accounts to The Standard through a secure, automated process. Accounts will automatically move late 2023 through mid-2024. You do not need to do anything right …See how much of a difference saving can make. Try our retirement calculator to find out. At Securian Financial, we provide solutions that let you focus on your most important asset: family. Our insurance, investment and retirement solutions give you the confidence to focus on what’s truly valuable: banking memories with those who matter most. Welcome to The Standard! Standard Insurance Company (The Standard) bought Securian Financial's retirement plan business in 2022. We are preparing to move retirement plan accounts to The Standard through a secure, automated process. Accounts will automatically move late 2023 through mid-2024. You do not need to do anything right now. Contact your retirement plan sales team. Looking for custom retirement plan solutions? Complete this form to contact us and we will respond within 1-2 business days. Fields marked with an asterisk () are required. We are here to help you. Contact your wholesaler. 866-335-7355. An annuity is intended to be a long-term, tax-deferred retirement vehicle. Earnings are taxable as ordinary income when distributed, and if withdrawn before age 59½, may be subject to a 10% federal tax penalty. If the annuity will fund an IRA or other tax qualified plan, the tax deferral feature offers no ... Welcome to The Standard! Standard Insurance Company (The Standard) bought Securian Financial's retirement plan business in 2022. We are preparing to move retirement plan accounts to The Standard through a secure, automated process. Accounts will automatically move late 2023 through mid-2024. You do not need to do anything right now. .