Mortgage Comparison: 15 Years vs. 30 Years. Determining which mortgage term is right for you can be a challenge. With a shorter year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms, and let us help you decide which term is better ...1 day ago · If you are using a screen reader or other auxiliary aid and are having problems using this website, please call (844) 909-5146 for assistance. For advertisement only. Rates and terms subject to change without notice. Additional conditions and restrictions may apply. Non-owner occupied properties in California, 1-4 units. 1 Maximum loan amount and loan to value calculated as a percentage of appraisal minus the first mortgage. Call (408) 451-9111 or (800) 553-0880 for details.Find A Tech CU Location Near You. With over 85,000 ATMs and branches in California and Texas, Tech CU is ready to serve you!The moment we have all been waiting for has finally arrived. The 2024 AHL All-Star Challenge is here, and we are thrilled to announce that Technology Credit…Welcome! Find a Branch ABA/Routing# 121181976. Fast Pay Join Now. Checking and Savings. Checking; Savings; Student Banking*Available to employees and contractors of member companies. To qualify for $400, open a new Tech CU checking account by 6/30/24, and complete at least 10 qualifying transactions (including payroll deposits, debit card purchases, bill payments, or electronic payments—excluding bank-to-bank transfers) every month for 6 consecutive months.Online banking gives you secure access to your accounts — no matter where you are. Manage your accounts, check balances, transfer money, pay bills, set up alerts and much more. Customizable dashboards - Set up a personalized view of your account information. Personal Financial Management/Budgeting Tools - Manage finances by setting budgets ...By Phone. Call us anytime. 800-553-0880. New loan inquiries. 877-988-0471.We would like to show you a description here but the site won't allow us. Why Choose Tech CU? People over profits – we focus on member needs, not shareholder dividends. Extensive breadth of products for our members’ every financial need. Superior rates. Zero or transparent, minimal fees. Unparalleled service from competent bankers. Awarded Forbes 2021 Best-in-State Credit Unions designation based on member ... Sign In Register - Forgot Username? Forgot Password? Forgot Everything? - Locked? If you are using a screen reader or other auxiliary aid and are having problems using this website, please call (844) 909-5146 for assistance. Also, all products, services and information mentioned on this website are available at any of our physical branches ...Technology Credit Union servicing home and auto loans in San Jose, Cupertino, Sunnyvale, Santa Clara, Dublin and Milpitas. Personal Business TechCU@Work ABA/Routing #121181976Ways to find your TECH CREDIT UNION routing number online. Here are several ways available to you to find your ABA routing number: On this page We've listed above the details for ABA routing number TECH CREDIT UNION used to facilitate ACH funds transfers and Fedwire funds transfers.; Online banking portal: You'll be able to get your bank's routing number by logging into online banking.Contact us to learn more about working with TTCU to set up personal banking, apply for an auto loan, or learn more about a mortgage in Texas.San Jose - Campbell Branch. We are here to serve you and all of your financial needs. Give us a call, visit us, or make an appointment to speak to one of our experts. 1562 S. Bascom Ave. San Jose, CA 95125. (408) 467-2382. Find More Locations.Technology Credit Union servicing all of your personal banking needs from checking accounts, savings, personal loans, home and auto loans in the Silicon Valley and San Francisco Bay Area. Find a branch or fee free ATM near you. Personal Business TechCU@Work. ABA/Routing #121181976. Our Rates. California; Idaho; How We Compare. Bank where you’re a name, not a number. First and foremost, we're a not-for-profit that exists solely for the benefit of our members. Instead of paying profits to stockholders, we invest our resources to deliver lower loan rates, low fees and outstanding, personalized service. Competitive rates and a full suite of loans and ... Why Choose Tech CU? People over profits - we focus on member needs, not shareholder dividends. Extensive breadth of products for our members' every financial need. Superior rates. Zero or transparent, minimal fees. Unparalleled service from competent bankers. Awarded Forbes 2021 Best-in-State Credit Unions designation based on member ...Health Savings Account. A Tech CU Health Savings Account (HSA) is designed to help you save for qualified medical expenses. We offer both Single and Family HSA accounts to help you save for current and future health care needs. Tech CU's Single and Family Health Savings Account offers a tax advantage** to help offset rising health care expenses.Call (408) 451-9111 or (800) 553-0880 for details. 2 Current Annual Percentage Rate (APR) determined by the Wall Street Journal Prime rate plus a margin. No fees are required to establish the line, but if you pay off and close your Equity Line of Credit within three (3) years, a $500 - $1,500 early closure fee will apply.Sign In Register - Forgot Username? Forgot Password? Forgot Everything? - Locked? If you are using a screen reader or other auxiliary aid and are having problems using this website, please call (844) 909-5146 for assistance. Also, all products, services and information mentioned on this website are available at any of our physical branches ...Todd Harris, President and CEO. Jeannine Jacobsen, Executive Vice President/Chief Operating Officer. Joe Anzalone, Executive Vice President/Chief Commercial Banking Officer. Richard Hanz, Executive Vice President/Chief Financial Officer. Robert Reed, Executive Vice President/Chief Retail Banking Officer.Tech CU is a banking institution serving the high-tech workforce and its ecosystem in the Bay Area and Texas. Follow its LinkedIn page to see updates, jobs, awards, and …Combined Balances. Less than $25,000. $25,000 to $99,999.99. $100,000 or more. Membership Share Savings Requirements. No Monthly Fee. Minimum Balance $25 (Par Value) No Monthly Fee. Minimum Balance $25 (Par Value) TechCU@Work Program. Tech CU partners with over 500 companies including such names as Tesla, eBay, Applied Materials, Nvidia, and Facebook — providing their employees with special offers, discounts, and programs. We’d love to partner with your company, too. Become a TechCU@Work employer; Employee Benefits; TechCU@Work offer Online banking gives you secure access to your accounts — no matter where you are. Manage your accounts, check balances, transfer money, pay bills, set up alerts and much more. Customizable dashboards - Set up a personalized view of your account information. Personal Financial Management/Budgeting Tools - Manage finances by setting budgets ...San Jose, CA. 201 to 500 Employees. 1 Location. Type: Nonprofit Organization. Founded in 1960. Revenue: $25 to $100 million (USD) Banking & Lending. Competitors: Unknown. When you choose Tech CU, you're joining a credit union that was founded in Silicon Valley by a group of entrepreneurs and future high tech leaders.Online banking gives you secure access to your accounts — no matter where you are. Manage your accounts, check balances, transfer money, pay bills, set up alerts and much more. Customizable dashboards - Set up a personalized view of your account information. Personal Financial Management/Budgeting Tools - Manage finances by setting budgets ...If you're looking for a business partner—rather than just a "bank"—then it might be time to talk to Technology Credit Union. When you open a Tech CU Business Checking account and sign up for merchant services through our preferred partner US Merchant Systems, we'll give you $100*!Thank you for joining Technology Credit Union ("Tech CU," "we," "us"). This Consumer Membership and Account Agreements and Disclosures ("Agreement" or "Handbook" or "Consumer Member Handbook") is a master agreement governing your membership in Tech CU and accounts you open and maintain with us for consumer, family or ...Welcome! Find a Branch ABA/Routing# 121181976. Fast Pay Join Now. Checking and Savings. Checking; Savings; Savings AccountCompetitive Rates And Competent Mortgage Consultants. At Tech CU, we offer more than mortgage loans. We offer expert guidance from our team of competent, knowledgeable mortgage consultants. Breadth of mortgage solutions for any size home purchase. Competent mortgage consultants available by appointment to help you.Sign In Register - Forgot Username? Forgot Password? Forgot Everything? - Locked? If you are using a screen reader or other auxiliary aid and are having problems using this website, please call (844) 909-5146 for assistance. Also, all products, services and information mentioned on this website are available at any of our physical branches ...Contact Technology Credit Union; Your account will be unlocked; Sign In again; For assistance please call: (800) 553 - 0880 toll free; Monday - Friday, 8:00 am - 6:00 pm Saturday, 10:00 am - 2:00 pm . All access is secure and monitored. Accessing from - 40.77.167.63 Timestamp - 04/23/2024 13:52:18 ...TTCU is here to help with all your banking needs. We offer amazing rates, friendly service, and cutting-edge technologies so you can bank anywhere.Welcome! Find a Branch ABA/Routing# 121181976. Fast Pay Join Now. Checking and Savings. Checking; Savings; Student BankingIf your questions are not answered here or you need individualized assistance for your HELOC or another financial need, please contact us: by phone 1-800-553-0880. by secure email. by visiting one of our 10 branches in the Bay Area. by making an appointment at the Tech CU Virtual Branch.Joining Tech CU is about more than opening an account. It’s about joining a credit union that puts members’ needs first. Tech CU again earned a 5-star rating from Bauer Financial in 2023! This rating speaks to Tech CU’s strong financial position. Profits returned to members as lower loan rates, low or no fees, outstanding service, and ...2024. Annual Contribution. $6,500. $7,000. Catch-Up. $1,000. $1,000. For more information about our Individual Retirement Accounts, or to open an account stop by one of our branches or call us at (800) 553-0880 or (408) 451-9111. Make an Appointment Visit the IRA Service Center.Technology Credit Union serving more than 125,000 members throughout the San Francisco Bay Area. Founded in 1960 by a group of forward-thinking employees at Fairchild Semiconductor, today we continue to be an industry leader, providing innovative financial products for all stages of our members' lives, including personal banking, wealth management, private banking, commercial lending and ...Sign In Register - Forgot Username? Forgot Password? Forgot Everything? - Locked? If you are using a screen reader or other auxiliary aid and are having problems using this website, please call (844) 909-5146 for assistance. Also, all products, services and information mentioned on this website are available at any of our physical branches ...Login to view and track your loan. Email. Password. Show. Verification Code. Login. Forgot Password? Securely log in to Tech CU with bank-level security.Want to call us directly instead? Please feel free to call us at (408) 451-9111 or toll free (800) 553-0880. To report a lost or stolen Debit or Credit Card after business hours, please call (888) 241-2510.6 days ago · Sign In Register – Forgot Username? Forgot Password? Forgot Everything? – Locked? If you are using a screen reader or other auxiliary aid and are having problems using this website, please call (844) 909-5146 for assistance. Also, all products, services and information mentioned on this website are available at any of our physical branches ... Joining Tech CU is about more than opening an account. It's about joining a credit union that puts members' needs first. Tech CU again earned a 5-star rating from Bauer Financial in 2023! This rating speaks to Tech CU's strong financial position. Profits returned to members as lower loan rates, low or no fees, outstanding service, and ...A Special Message From Our CEO Regarding SVB. Dear Valued Member, You are undoubtedly aware of recent events involving Silicon Valley Bank and you may be wondering what this means for Tech CU. We are reaching out to put your mind at ease. The demise of Silicon Valley Bank was a shock and will be a short-term loss for the innovation culture of ...Sign In Register – Forgot Username? Forgot Password? Forgot Everything? – Locked? If you are using a screen reader or other auxiliary aid and are having problems using this website, please call (844) 909-5146 for assistance. Also, all products, services and information mentioned on this website are available at any of our physical branches ...About Tech Credit Union. Tech Credit Union was chartered on Feb. 13, 1997. Headquartered in Crown Point, IN, it has assets in the amount of $321,678,889.Insurance - From pet insurance for Spot, to event insurance for your big day, to visitors' insurance when your parents come for the wedding, you can get great rates as a member of Tech CU. Learn more about insurance benefits. Credit Management - Members receive several free credit management tools. Control your budget - Use Card Manager ...Call Tech Car Shopper Monday through Friday at 800-553-0880 (9 a.m.-5 p.m. PST) or fill out the form below and an expert consultant will contact you within one business day. * indicates a required field. First Name:*. Last Name:*. Zip:*.The capital you need to take your business to the next level. SBA loans (Small Business Administration) are set up and guaranteed by the U.S. government to help small businesses find the funding they need to operate and grow. The SBA does not loan the money directly, but provides a guarantee to Tech CU that you will repay your loan as promised.We matched it to: What is Tech CU routing number? Our routing number is: 121181976.Health Savings Account. A Tech CU Health Savings Account (HSA) is designed to help you save for qualified medical expenses. We offer both Single and Family HSA accounts to help you save for current and future health care needs. Tech CU's Single and Family Health Savings Account offers a tax advantage** to help offset rising health care expenses.Find the answers to everything you need to know about Mobile Banking. Registration and General FAQs. Mobile Deposit. Text Banking. Apple Pay, Android Pay and Samsung Pay.typically 2-10 digits, primary account holder. Last 4 digits of SSN: last 4 digits only - Example: 1234. Date of Birth: mm/dd/yyyy - Example: 05/03/1988. Password: your current password. Note: Call us if you need assistance with your login or are locked out of Call-24 (see phone numbers at right).Combined Balances. Less than $25,000. $25,000 to $99,999.99. $100,000 or more. Membership Share Savings Requirements. No Monthly Fee. Minimum Balance $25 (Par Value) No Monthly Fee. Minimum Balance $25 (Par Value)Use this calculator to help you determine your monthly car loan payment or your car purchase price. After you have entered your current information, use the graph options to see how different loan terms or down payments can impact your monthly payment. You can also examine your complete amortization schedule by clicking on the "View Report" button.Technology Credit Union servicing home and auto loans in San Jose, Cupertino, Sunnyvale, Santa Clara, Dublin and Milpitas. Personal Business TechCU@Work ABA/Routing #121181976Welcome to Small Business Online Banking. = Required Field. Company ID. This value is case sensitive. User ID.Step 1 of 4 Register – Enter your Information. Step 1 of 4. Register – Enter your Information. Member Number: typically 2-10 digits, primary account holder. Social Security Number: last 4 digits only – Example: 1234. Birthday: mm/dd/yyyy – Example: 04/29/1988.Joining Tech CU is about more than opening an account. It’s about joining a credit union that puts members’ needs first. Tech CU again earned a 5-star rating from Bauer Financial in 2023! This rating speaks to Tech CU’s strong financial position. Profits returned to members as lower loan rates, low or no fees, outstanding service, and ...Call us at (855) 845-7060 or make an appointment at one of our branches. Once your loan is approved, you can start taking advantage of all we have to offer! Vehicle Loan Terms: 1 Financing available on purchases of new vehicles up to one model year old and less than 10,000 miles. 2 Maximum loan amount based on approved credit.View your accounts, make transfers, pay bills, and more. Forgot username? Forgot password? Don't have an account? Register. Securely access your finances with Texas Tech Credit Union's online banking login. Manage your accounts, transfer funds, and stay in control of your financial future. Join us today for hassle-free banking.Convenient access to funds when you need them. Our Personal Line of Credit is great for large purchases, home improvement projects, unexpected expenses, or as a backup to your Tech CU Checking account. You'll have convenient access to funds when you need them with no annual fee. Use as overdraft protection or to consolidate debt.Executive Committee Bios. Todd Harris is the CEO and President of Tech CU. An industry veteran, Harris has more than 25 years' experience in financial services, including in the banking, credit union and leasing company sectors. Under his leadership, starting mid-2016, Harris pioneered a range of new organizational capabilities and strategic ...Specialties: When you choose Tech CU, you're joining a credit union that was founded in heart of Silicon Valley by a group of forward-thinking entrepreneurs and future high-tech leaders. Today, Tech CU is a leading credit union in the Bay Area and is one the 100 largest credit unions in the U.S.--thriving off of that same entrepreneurial spirit that got us started and rooted in serving the ...Joining Tech CU is about more than opening an account. It's about joining a credit union that puts members' needs first. Tech CU again earned a 5-star rating from Bauer Financial in 2023! This rating speaks to Tech CU's strong financial position. Profits returned to members as lower loan rates, low or no fees, outstanding service, and ...If you are using a screen reader or other auxiliary aid and are having problems using this website, please call (844) 909-5146 for assistance.Industry Veteran Tapped to Ensure the Continued Safety and Soundness of Tech CU's Loan Portfolio. San Jose - September 9, 2021 — Tech CU (Technology Credit Union) announced today that Doug Stoveland has joined the company as its new Chief Credit Officer and Executive Vice President. An industry veteran, Stoveland is responsible for ...About Tech Credit Union. Tech Credit Union was chartered on Feb. 13, 1997. Headquartered in Crown Point, IN, it has assets in the amount of $321,678,889.Convenient Nationwide ATM Access And Zero Fees. No matter where college is located, a Tech CU Student Checking account offers easy, convenient access from anywhere online, with the Tech CU app or at any one of over 85,000 ATMS nationwide. Student Checking accounts have no minimum balance or monthly fee. What you see is what you get with Tech CU.Get $300 Offer valid for enrollment between February 26, 2024 and June 30, 2024 for members without an existing direct deposit. Members with existing direct deposits or who are already enrolled in a First Tech direct deposit campaign are not eligible. Participant is defined as 18 years of age or older and the primary account owner on a First Tech Rewards Checking (FTRC) account.Tech CU Rewards Points FAQs. [ +] What is the Tech CU Rewards Points Program? [ +] Who is eligible for the program? [ +] Are there a maximum number of points you can earn?U.S. Mortgage Insurers, a trade group that advocates for mortgage insurance companies, tracks how many Americans are impacted annually by private mortgage insurance. According to its data, nearly 800,000 home buyers were able to purchase a home with the use of private mortgage insurance. Among that group: Nearly 63% were first-time homebuyers.To make such a request, please log on to Online Banking and click the "secure email" tab, or call us at (408) 451-9111 or (800) 553-0880. Messages are answered in the order they are received. You may expect a response within two business days. For immediate assistance or to speak to a live representative, please call us at (408) 451-9111 or ... Virtual Branch. Wherever you are, our Virtual Branch can come to you! Whatever your financial needs, we’re here for you. Schedule an appointment with a banking expert and get direct access to products and services designed to support what matters most to you. May 5, 2011 · Specialties: When you choose Tech CU, you're joining a credit union that was founded in heart of Silicon Valley by a group of forward-thinking entrepreneurs and future high-tech leaders. Today, Tech CU is a leading credit union in the Bay Area and is one the 100 largest credit unions in the U.S.--thriving off of that same entrepreneurial spirit that got us started and rooted in serving the ... Applications and Request Forms. Select the PDF form you wish to download, print and complete (Adobe Acrobat Reader is required). Opens a new window Account Balancing Form. Opens a new window ACH Transfer Agreement Form. Opens a new window Cardholder Dispute Form. Opens a new window Replacement Check - Official Check.Joining Tech CU is about more than opening an account. It's about joining a credit union that puts members' needs first. Tech CU again earned a 5-star rating from Bauer Financial in 2023! This rating speaks to Tech CU's strong financial position. Profits returned to members as lower loan rates, low or no fees, outstanding service, and ...See the Schedule of Fees & Charges brochure for fee information. **Wire Transfer requests submitted through Online Banking before 1:30 p.m. PST, may receive a confirmation call and if signed documents are received by 1:30 p.m. the wire will be processed the same day. If a Wire Transfer is requested after 1:30 p.m PST, it will process the ...Smallbiz - Tech CU ... Loading...Just enter a few pieces of information and we will calculate your annual percentage yield (APY) and ending balance. Click on the "View Report" button to see a detailed schedule of your Certificate's balance and earnings. Join Now. Technology Credit Union. 2010 North First Street. San Jose, CA. Information and interactive calculators are made ... You can access account info, deposit checks, transfer funds, even check your credit score—24/7. It doesn't matter what method you choose, we have the options available for you: Mobile Apps for iPhone ® and Android ® and Mobile Web. Mobile Banking* is free, secure and available wherever you are. All you need to start using Mobile Banking is ... 2.05%. 04/01/2024. *For balances of $50,000 and up, receive a rate boost of 0.10% with a Tech CU Checking Account and direct deposit of a minimum net pay of $100. If you have a private banking relationship with us, we will automatically waive the direct deposit criteria beginning January 2, 2018 (minimum balance requirement of $50,000 still ...Here is a list of fees you don't need to be paying: ATM fees. Some financial institutions may charge around $3-$4 for servicing persons using unaffiliated bank cards. Some ATMs will even charge you a few bucks just to view your account balance! Find a financial partner with broad access to free ATMs. Minimum daily balance fees.San Jose - HQ Branch. We are here to serve you and all of your financial needs. Give us a call, visit us, or make an appointment to speak to one of our experts. At Brokaw. 2010 North First Street. San Jose, CA 95131. 1-408-467-2380. Find More Locations.Tech CU offers high-yield certificates, low or no fee checking and savings, and competitive mortgage rates in California. Join Tech CU and enjoy superior service, virtual banking, and member benefits.Commercial Online Banking. The fast and convenient way to securely manage your business accounts — all in one place. Enjoy the convenience and ease of managing your accounts with Commercial Online Banking. Review account balances and activity, originate a variety of electronic payments, transfer funds and more.Solar Assumption Loan - Let's get started. Applicant Type. Loan Type. Amount Requested. Seller Name. Seller Account Number. Close of Escrow Date: Property Address. Will home be.
85,000 Fee-Free ATMs. Make an Appointment. We provide easy online appointment booking with our in-house experts (personal banking, mortgage, wealth management, loans). You can also reserve a conference room or hoteling station at one of our branches for personal use.. Johnston supply
These payments can be one-time or recurring. Simply set up the request with the vendor and provide your account number (13 digit format) along with Tech CU's Routing Number (ABA#) 121181976 (or a Tech CU debit/credit card number) to authorize payment. You can also set up monthly automatic payments for a Tech CU loan using our ACH form.Tech Credit Union is insured by the National Credit Union Administration (NCUA), an agency of the federal government. The NCUA insures Tech Credit Union deposit accounts to a limit of $250,000 per member. All Individual Retirement Accounts (IRAs) are insured by the NCUA for an additional $250,000. For more information about NCUA insurance ... Why Choose Tech CU? People over profits – we focus on member needs, not shareholder dividends. Extensive breadth of products for our members’ every financial need. Superior rates. Zero or transparent, minimal fees. Unparalleled service from competent bankers. Awarded Forbes 2021 Best-in-State Credit Unions designation based on member ... There are a couple of different ways to do this, depending on the type of account you have. For all checking and savings accounts, please contact Tech CU. 1. Go to "Manage my account." 2. Select the type of IRA. 3. Complete the information and select "Change Beneficiary (ies)." 4.Manage your account through Online, Mobile and Call-24 Phone Banking. You can also use your Savings Account to back up your Checking Account with our free overdraft protection. For even more benefits, explore Relationship Rewards. To become a member of Tech CU, you can open up a Membership Savings Account with a minimum balance of $25.Technology Credit Union servicing home and auto loans in San Jose, Cupertino, Sunnyvale, Santa Clara, Dublin and Milpitas. Personal Business TechCU@Work ABA/Routing #121181976Tech CU (Technology Credit Union) announced today it was named one of America's 2021 best-in-state credit unions by Forbes. The report ranked Tech CU as no. 6 in California. Tech Capital, LLC, the asset-based finance company and wholly owned subsidiary of Tech CU, announced today that it is participating in a $30 million term loan originated ...Contact Technology Credit Union; Your account will be unlocked; Sign In again; For assistance please call: (800) 553 - 0880 toll free; Monday - Friday, 8:00 am - 6:00 pm Saturday, 10:00 am - 2:00 pm . All access is secure and monitored. Accessing from - 40.77.167.63 Timestamp - 04/23/2024 13:52:18 ...Technology Credit Union. Attn: Consumer Lending Payment Relief. 2010 N. 1 st Street, STE 206. San Jose, CA 95131. Due to current high volume, please allow 10 business days to review your payment deferment request. Requests will be processed as quickly as possible. Our thoughts and well wishes are with you, your family and all of those in ...2.05%. 04/01/2024. *For balances of $50,000 and up, receive a rate boost of 0.10% with a Tech CU Checking Account and direct deposit of a minimum net pay of $100. If you have a private banking relationship with us, we will automatically waive the direct deposit criteria beginning January 2, 2018 (minimum balance requirement of $50,000 still ...Why Choose Tech CU? People over profits - we focus on member needs, not shareholder dividends. Extensive breadth of products for our members' every financial need. Superior rates. Zero or transparent, minimal fees. Unparalleled service from competent bankers. Awarded Forbes 2021 Best-in-State Credit Unions designation based on member ...typically 2-10 digits, primary account holder. Last 4 digits of SSN: last 4 digits only - Example: 1234. Date of Birth: mm/dd/yyyy - Example: 03/14/1988. Username: your current username. Note: Call us if you need assistance with your login or are locked out of Call-24 (see phone number at right).Specialties: When you choose Tech CU, you're joining a credit union that was founded in heart of Silicon Valley by a group of forward-thinking entrepreneurs and future high-tech leaders. Today, Tech CU is a leading credit union in the Bay Area and is one the 100 largest credit unions in the U.S.--thriving off of that same entrepreneurial spirit that got us started and rooted in serving the ...Technology Credit Union servicing home and auto loans in San Jose, Cupertino, Sunnyvale, Santa Clara, Dublin and Milpitas..